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Wednesday, July 25, 2018

Investing is complicated enough, especially when it comes to deciding to invest in things as new as cryptocurrencies and soon-to-be legal substances.

Let Davlyn Financial help you decide what to think of Bitcoin and Mary J:

http://davlyn.ca/uncategorized/davlyn-financial-in-hespeler-magazines-february-edition-of-bitcoin-and-mary-j/

Posted at 08:00 AM

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Monday, July 23, 2018

Happy Money Monday! Today on Terminology Talk were defining: Guaranteed Income Supplement (GIS).

The Guaranteed Income Supplement is designed to provide additional income for low-income Canadian residents.

Recipients must be receiving the basic OAS (Old Age Supplement) pension before applying for GIS. Therefore, the age requirements are the same for GIS and OAS. However, note that because it is only for residents of Canada, it will not be paid to Canadians living outside of Canada.

The income thresholds vary with... more

Posted at 02:19 PM

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Friday, July 20, 2018

Investing can seem like a game of jump rope at times. You may think that there’s a specific time to get into investing, a specific time to get out, and a time when if you do try to get in that could cause everything to crash down around you.

Davlyn Financial can help you find the right time to get into investing. Hint: it’s not as complicated as it seems!

http://davlyn.ca/uncategorized/davlyn-financial-in-hespeler-magazines-january-edition-when-is-the-best-time-to-invest/... more

Posted at 08:01 AM

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Wednesday, July 18, 2018

Don't know much about Davlyn? Well, no worries there. Read our profile below and get to know our team!

Posted at 08:00 AM

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Monday, July 16, 2018

Happy Money Monday: Terminology Talk!

Today we're talking about capital gains. What are they? WHY are they?

Capital gains tax is a tax payable on the profit realized on the sale of a non-registered investment. The most common capital gains are realized from the sale of stocks, mutual funds and other investments. In Canada, there is no capital gains tax currently on your primary residence or on investments held in a TFSA. Also, generally speaking only half the growth is taxable at your current tax rate.... more

Posted at 08:08 AM

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Friday, July 13, 2018

Do you have a tax free savings account? Today we'll tell you some common misconceptions that most people have of the TFSA:

http://davlyn.ca/uncategorized/davlyn-financial-in-hespeler-village-magazines-december-edition-tfsa-a-most-misunderstood-investment-vehicle/

Posted at 08:00 AM

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Wednesday, July 11, 2018

Your estate is a huge deal. Failing to plan is planning for your family to fail, and to pay a lot of inefficient fees and taxes.

We'll tell you what you're missing when it comes to planning for your estate.

http://davlyn.ca/uncategorized/davlyn-financial-in-hespeler-village-magazines-october-edition-when-it-comes-to-estate-planning-ignorance-isnt-bliss/

Posted at 08:00 AM

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Monday, July 9, 2018

Happy Money Monday: Terminology Talk! Today we're talking MERs (or management expense ratios).

We've been talking fees on your funds and an MER is one many clients are curious about.

So what is it?

An MER is a "hidden fee" made up of the management fee that the fund company charges to pay the fund manager. The MER also includes the cost of the fund's day-to-day expenses and HST. MERs are an important part of the management of your investments and can range from below 1% to above 3% so be sure to take these into account when looking at... more

Posted at 12:30 PM

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Friday, July 6, 2018

Is mortgage insurance right for you? Or is it just a money trap the bank makes you feel obligated to put your money into?

We'll tell you the truth:

http://davlyn.ca/uncategorized/davlyn-financial-in-hespeler-village-magazines-september-edition-is-mortgage-insurance-right-for-you/

Posted at 10:43 AM

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Wednesday, July 4, 2018

How to Fix Your TFSA Investment

http://davlyn.ca/uncategorized/davlyn-financial-in-hespeler-magazines-august-edition-how-to-fix-your-tfsa-investment/

Posted at 10:41 AM